Banking & Finance Lawyers

Our banking and finance lawyers provide advice on general corporate banking, as well as real estate, asset based lending and acquisition finance.

We have many years of experience acting for both sides of banking and finance transactions.

We’ll work with you to identify problems, opportunities and risks in advance. And then we’ll give you commercial guidance that extends beyond just a narrow legal view.

What Banking & Finance Services Do We Offer?

Our banking and finance solicitors can help you lend, manage or recover your money.

We work quickly, efficiently and at a competitive cost in areas such as:

Asset-based lending
We can help you unlock the value in unpaid trade receivables and other fixed and current assets.  We also give lenders the documentation they need to help customers access flexible working capital and grow their businesses.

Real estate finance
Our lawyers advise borrowers and lenders on how to balance legal and commercial risk in lending transactions where the primary security is real estate.

Acquisition finance
We act for UK and overseas lenders, borrowers and sponsors in relation to a wide range of leveraged and acquisition finance transactions.  We can help you achieve the funding structures you need.

Supply chain finance
Pioneering lenders and borrowers trust us to help them develop this area of lending.  Some of the largest global supplier finance providers use template documents that we’ve drafted.

Who Can We Help?

We can work with you – whether you’re a business borrower, professional adviser or a lender.

Our team has particular experience helping:

  • High street lenders
  • Private banks
  • Lenders new to the UK market
  • Receivables finance and asset based lenders
  • Platform operators
  • International banks
  • Professional advisers
  • Accountants.

Why Choose Our Banking & Finance Lawyers?

We work for both financial institutions and borrowers  across a range of complex banking and finance transactions.

This experience allows us to foresee and identify potential risks and issues early on, and recommend solutions to keep your deal on track.

Our solicitors pride themselves on providing advice on time and on budget. However, we go beyond just giving legal advice. We also offer insight  that focusses on:

  • What’s happening in other industries that will impact on a bank’s ability to lend
  • The risks that are emerging relating to non-payment
  • New legislation.

Contact Us

Call our Banking & Finance team on 0808 271 2602 or contact us online to find out more about how we can help.

Case Study – New Era Developments

Established in 2013, New Era Developments (NED) is an ambitious property company attracting multi-million pound investors from China to fund the development of large-scale projects in the North of England.

Phase I of New Era Square in Sheffield was completed in Spring 2018, providing over 22 storeys of new state-of-the-art accommodation for students in the city. Since then, we’ve worked with the NED team to put into place its new £27 million banking facilities and its construction package to support phase II, which will take the number of student beds to 656. This next stage of development will create 400 jobs and provide community space in an impressive central square surrounded by leisure and office unit space.


Building New Era Square in the heart of Sheffield has been an amazing journey and we’re thrilled that Barclays has been able to support this development, enabling us to complete our vision of delivering fantastic student accommodation for a vibrant and thriving community.”

Jerry Cheung, Managing Director of New Era Developments

Business News

Our lawyers are regularly asked to provide expert insight, advice and analysis for the national media. Take a look at the stories below to see what we’re saying, as well as some of the recent deals we have completed for our clients here in the UK and abroad.

Testimonials & Feedback

We truly value the feedback we receive from both our clients and legal accreditation societies, such as The Legal 500 and Chambers & Partners.

"Irwin Mitchell always provides excellent advice and service."

Chambers & Partners, 2022
Chambers & Partners 2020 logo

"They are extremely diligent and detailed from a risk perspective and give great advice."

Chambers & Partners, 2020

“Exceptional law firm, right up there with best worked with in 20 years. Knowledge is unsurpassed, ability to focus on salient points hugely helpful in matters being dealt with expediently and correctly.”

Legal 500, 2022

We Work Nationally

We have offices in major cities throughout the UK and our lawyers can arrange to visit you or your business in person if necessary. We also have international capability, with global links to other legal specialists.

See our latest coronavirus updates before visiting our offices

Awards & Accreditations

We’re proud of the recognition we’ve received for our business legal work. For a list of awards and accreditations, please visit our awards page.

Chambers & Partners 2020 logo