What We Do
Our corporate banking team works for both commercial lenders and borrowers on a wide range of lending transactions.
If you’re a borrower, we can help you raise working capital, refinance existing debt, or fund capital expenditure.
If you’re a lender, we can help you minimise risk by negotiating suitable loan terms and ensuring your priority over other creditors.
Our services include drafting, negotiating and advising on:Bilateral and syndicated/club loan agreements relating to a wide range of committed and uncommitted facilities, both domestic and cross-border
Security arrangements in relation to corporate lending transactions, including:
- Legal charges
- Chattel mortgages
- Assignments of rights under contracts with third parties
- Guarantees from corporates and individuals
- Share charges
- Account charges
Intercreditor arrangements, including deeds of priority and subordination and in relation to mezzanine debt
Amendments, waivers, variations and consents under loan and security documents
Early stages of transactions, drafting term sheets, advising on deal structures
Completing deals safely for lender, sponsor and borrower clients
Bespoke documentation for lender clients
Interpreting provisions in current loan and intercreditor documents - especially in relation to actual and potential default scenarios or the rights of individual creditors
Completing standard form/lender template security documents, guarantees and ancillary documents
The team also offers project management services, overseeing the transaction process from start to finish, including confirming satisfaction with all conditions precedent. We’ll help you identify legal challenges early in the transaction and give you strategies to solve problems and manage risk.
Why Choose Us?
We offer an expert team that have relationships across the corporate banking sector.
Working for UK and overseas lenders, borrowers and sponsors, our team specialises in agreements that protect our clients. Whether it’s ensuring a lender’s claim as a creditor gets precedence, or that a borrower doesn’t suffer from overly restrictive obligations.
From the start, we’ll discuss the services you need and, wherever possible, we’ll offer fixed and capped fee options for both lender and borrower clients.